還款期的意思、翻譯和例句

是什麼意思

「還款期」是指借款人需要在特定時間內向貸款人償還借款的時間範圍。這個期限通常在貸款合同中明確列出,並且可能涉及到每月的還款金額、利率等條件。還款期的長短會影響借款人的還款壓力和利息支出。

依照不同程度的英文解釋

  1. The time you have to pay back money.
  2. The period to return borrowed money.
  3. The time limit for repaying a loan.
  4. The duration within which you must repay borrowed funds.
  5. The specified time frame to pay back a loan.
  6. The agreed-upon period for fulfilling repayment obligations.
  7. The defined timeline for loan repayment.
  8. The contractual timeframe for the return of borrowed capital.
  9. The stipulated duration for the amortization of a loan.
  10. The designated period during which a borrower must settle their debt.

相關英文單字或片語的差別與用法

1:Repayment period

用法:

指借款人需要在此期間內完成對貸款的還款,通常在貸款協議中有明確的約定。這個期間的長短會影響利息的計算及每期的還款金額。

例句及翻譯:

例句 1:

這筆貸款的還款期是五年。

The repayment period for this loan is five years.

例句 2:

還款期內,借款人必須按時支付利息。

During the repayment period, the borrower must pay interest on time.

例句 3:

你可以選擇不同的還款期來適應你的財務狀況。

You can choose different repayment periods to suit your financial situation.

2:Loan term

用法:

指從借款開始到全額還清的時間長度,這個期間會影響利率及總還款金額。通常在申請貸款時,借款人會根據自身的還款能力選擇合適的貸款期限。

例句及翻譯:

例句 1:

這筆貸款的貸款期限是十年。

The loan term for this amount is ten years.

例句 2:

選擇較長的貸款期限會導致支付更多的利息。

Choosing a longer loan term will result in paying more interest.

例句 3:

我希望能在三年內償還這筆貸款,因此我選擇了較短的貸款期限。

I hope to repay this loan within three years, so I chose a shorter loan term.

3:Payment schedule

用法:

指借款人根據貸款協議所需遵循的還款時間表,通常會詳細列出每期的還款金額及到期日。這有助於借款人做好財務規劃,確保能夠按時還款。

例句及翻譯:

例句 1:

請檢查你的還款計劃以確保按時付款。

Please check your payment schedule to ensure timely payments.

例句 2:

我們需要制定一個合理的還款計劃。

We need to create a reasonable payment schedule.

例句 3:

每個月的還款計劃會在合同中列出。

The monthly payment schedule will be outlined in the contract.

4:Due date

用法:

指借款人需要在此日期之前完成還款的最後期限,通常會在貸款合同中明確說明。這個日期對借款人來說非常重要,因為延遲還款可能會導致罰款或其他後果。

例句及翻譯:

例句 1:

你的還款到期日是下個月的十五號。

Your repayment due date is on the fifteenth of next month.

例句 2:

請注意還款到期日,以免產生滯納金。

Please be aware of the due date to avoid late fees.

例句 3:

如果你無法在到期日之前還款,請提前聯繫貸款人。

If you cannot repay before the due date, please contact the lender in advance.